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                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934

                Date of Report (Date of earliest event reported)
                       October 12, 2005 (October 7, 2005)

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                            Arbor Realty Trust, Inc.
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             (Exact name of registrant as specified in its charter)

            Maryland                   001-32136               20-0057959
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  (State or other jurisdiction        (Commission             (IRS Employer
       of incorporation)              File Number)         Identification No.)

 333 Earle Ovington Boulevard, Suite 900 Uniondale, New York       11553
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       (Address of principal executive offices)                  (Zip Code)

                                 (516) 832-8002
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              (Registrant's telephone number, including area code)

Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:

[ ]  Written communications pursuant to Rule 425 under the Securities
     Act (17 CFR 230.425)

[ ]  Soliciting material pursuant to Rule 14a-12 under the
     Exchange Act (17 CFR 240.14a-12)

[ ]  Pre-commencement communications pursuant to Rule 14d-2(b) under the
     Exchange Act (17 CFR 240.14d-2(b))

[ ]  Pre-commencement communications pursuant to Rule 13e-4(c) under the
     Exchange Act (17 CFR 240.13e-4(c))

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ARBOR REALTY TRUST, INC. CURRENT REPORT ON FORM 8-K ITEM 5.02 DEPARTURE OF DIRECTORS OR PRINCIPAL OFFICERS; ELECTION OF DIRECTORS; APPOINTMENT OF PRINCIPAL OFFICERS. (b) Ms. Robyn Stern voluntarily resigned as Executive Vice President--Asset Management of Arbor Realty Trust, Inc. (the "Company"), effective October 7, 2005. Ms. Stern's resignation did not involve a disagreement with the Company on any matter relating to the Company's operations, policies or practices. ITEM 9.01 FINANCIAL STATEMENTS AND EXHIBITS. (c) Exhibits Exhibit Number -------------- 99.1 Press Release, dated October 12, 2005.

SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Dated: October 12, 2005 ARBOR REALTY TRUST, INC. By: /s/ Walter K Horn ---------------------------- Name: Walter K. Horn Title: General Counsel, Secretary and Director of Compliance

EXHIBIT INDEX Exhibit Number - -------------- 99.1 Press Release, dated October 12, 2005.

                                                                    Exhibit 99.1

           ARBOR REALTY TRUST ANNOUNCES RESIGNATION OF EXECUTIVE VICE
                          PRESIDENT OF ASSET MANAGEMENT

    UNIONDALE, N.Y., Oct. 12  -- Arbor Realty Trust,
Inc. (NYSE: ABR), a real estate investment trust focused on the business of
investing in real estate related bridge and mezzanine loans, preferred equity
investments, mortgage-related securities and other real estate related assets,
announced today the resignation of Robyn Stern, Executive Vice President of
Asset Management. Ms. Stern resigned to pursue other professional
opportunities.

    Mark Fogel, Senior Vice President of Asset Management, who runs the day-
to-day operations of the Asset Management Department, will report to Ron
Gaither, Chief Operating Officer of Arbor Commercial Mortgage.

    "Ron has a long history with Arbor and a sound understanding of every aspect
of our business," said Ivan Kaufman, Chairman and Chief Executive Officer. "For
more than half of Ron's six plus years with the firm, he successfully led the
Asset Management Department. He has more than 20 years of experience in the
banking industry as well as extensive loan production, underwriting and
management expertise. Along with Mark Fogel, I have every confidence that their
industry expertise and leadership will continue to ensure Arbor Realty Trust's
solid track record and future growth."

    About Arbor Realty Trust, Inc.
    Arbor Realty Trust, Inc. is a real estate investment trust, which invests in
a diversified portfolio of multifamily and commercial real estate related bridge
and mezzanine loans, preferred equity investments, mortgage related securities
and other real estate related assets. Arbor commenced operations in July 2003
and conducts substantially all of its operations through its operating
partnership, Arbor Realty Limited Partnership. Arbor is externally managed and
advised by Arbor Commercial Mortgage, LLC, a national commercial real estate
finance company operating through 15 offices in the U.S. that specializes in
debt and equity financing for multifamily and commercial real estate.

    Safe Harbor Statement
    Certain items in this press release may constitute forward-looking
statements within the meaning of the "safe harbor" provisions of the Private
Securities Litigation Reform Act of 1995. These statements are based on
management's current expectations and beliefs and are subject to a number of
trends and uncertainties that could cause actual results to differ materially
from those described in the forward-looking statements. Arbor can give no
assurance that its expectations will be attained. Factors that could cause
actual results to differ materially from Arbor's expectations include, but are
not limited to, continued ability to source new investments, changes in interest
rates and/or credit spreads, changes in the real estate markets, and other risks
detailed from time to time in the Arbor's periodic and other reports filed with
the SEC. Such forward-looking statements speak only as of the date of this press
release. Arbor expressly disclaims any obligation or undertaking to release
publicly any updates or revisions to any forward- looking statements contained
herein to reflect any change in Arbor's expectations with regard thereto or
change in events, conditions, or circumstances on which any such statement is
based.

     Contacts:
     Arbor Realty Trust, Inc.
     Paul Elenio, Chief Financial Officer
     516-832-7408
     paul.elenio@thearbornet.com

     Media:
     Bonnie Habyan, SVP of Marketing
     516-229-6615
     bonnie.habyan@thearbornet.com

     Investors:
     Stephanie Carrington/ Denise Roche
     The Ruth Group
     646-536-7017 / 7008
     scarrington@theruthgroup.com
     droche@theruthgroup.com