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  <xs:element name="AcquisitionOfTangibleAssetsThroughRestructureOfLoan" id="abr_AcquisitionOfTangibleAssetsThroughRestructureOfLoan" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xs:element name="RepaymentOfDueFromRelatedPartyThroughReductionOfDueToRelatedParty" id="abr_RepaymentOfDueFromRelatedPartyThroughReductionOfDueToRelatedParty" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xs:element name="MarginCallsAppliedToRepurchaseAgreements" id="abr_MarginCallsAppliedToRepurchaseAgreements" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xs:element name="TerminationOfSwaps" id="abr_TerminationOfSwaps" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xs:element name="GainLossOnExchangeOfProfitsInterest" id="abr_GainLossOnExchangeOfProfitsInterest" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xs:element name="NoncashLoanOrigination" id="abr_NoncashLoanOrigination" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xs:element name="LossesGainsOnSaleAndRestructuringOfLoans" id="abr_LossesGainsOnSaleAndRestructuringOfLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xs:element name="TreasuryStockSharesAcquisition" id="abr_TreasuryStockSharesAcquisition" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xs:element name="NoncashOrPartNoncashAcquisitionOfRealEstate" id="abr_NoncashOrPartNoncashAcquisitionOfRealEstate" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
</xs:schema>





